Debt Free
I am on a quest to get organized and doing so has birthed many things. First a budget, then a meal plan, and now the desire to get EVERYTHING ready the night before. In the next couple of posts I will go through the ups and downs of each and my own personal experiences.
The Budget
Last August, I had the opportunity to sit in a financial seminar with Joe Sangl. Changed my life and the way I budget totally. We use an excel spreadsheet to budget out our entire paycheck to the very last penny. The formula is Income- Outgo= Exactly Zero. Did I mention that this has changed my life? You can find tips to financial freedom , debt pay off graphs, budget spreadsheet downloads here. Joe’s website is chocked full of DEBT FREE soultions. Can you say DEBT FREE!!! Check him out. It’ll bless you. I has definetly blessed me.
P.S. If his crusade comes to your town. You want check it out!
I recently came accross your blog and have been reading along. I thought I would leave my first comment. I dont know what to say except that I have enjoyed reading. Nice blog.
Tim Ramsey
Tim Ramsey
September 5, 2008
[...] Debt Free [...]
Dave Ramsey Can Show You the Path to Financial Freedom | Dave Ramsey Fan
September 5, 2008
Thanks so much for the kind words! I still can not believe I get to do this stuff for a living!
INCOME – OUTGO = EXACTLY ZERO changed my life and, in turn, it is changing other’s lives. That FIRES me up!
Joseph Sangl
September 7, 2008